Student Finance 2021/2022

Are you thinking about going to university this year?

The undergraduate student finance deadline has passed - What happens now?

The deadline for applying for full-time undergraduate student finance for new and continuing students has passed. However, this deadline is only a guideline for getting money in time for the start of term. Students can still apply for student finance and they should do so as soon as possible.

There are two main consequences of applying late:

  1. Students may not get their money in time for the start of term.
  2. The initial student finance students receive may not be based on their household income, meaning they’ll get the minimum amount of funding (they’ll get the rest of their money later if they’re eligible for more).

Applications can take up to 6 weeks to be processed. The quicker students apply, the sooner they’ll get their money when their course starts. It is quick and easy to apply online.

Students should use the SFE online account to keep track of applications and view application status.

Or contact Student Finance England: 0300 100 0607

Apply via GOV.UK - Student finance

There are a few things you’ll need to have ready before you fill out your application and it’s easy to apply online – it only takes around 30 minutes to an hour - if there is a problem, try again at a less busy time of day.

You’ll need:

  • In-date UK passport details to add to the online passport form – Do not send your passport unless SFE request you do so
  • Your National Insurance number
  • Bank account details

Please note:

From academic year 2021/22, EU, other EEA and Swiss nationals will no longer be eligible for:

  • Home fee student status
  • SFE Undergraduate or Postgraduate financial support products

For more information on EU eligibility

Find out what kind of support is available from Student Finance England.

There are two main types of student finance: Maintenance Loan for your living costs and Tuition Fee Loan for your course fees.

You can apply for up to £9,250 to pay for tuition fees.

Student Finance England will work out your Maintenance Loan by checking:

  • Your household income
  • Where you’re studying
  • If you live at home or not

You can also apply for additional grants and bursaries.

The deadline for new full-time undergraduate student finance applications has now passed, but it’s not too late to apply

Students who apply after the deadline may not receive the full amount they’re entitled to right away. SFE will try and ensure students have some funding in place at the start of their course.

Students can apply even if they do not yet have a confirmed place at university or college. They can use the details of their preferred course and change this information later if they need to.


Find out who might be eligible to get a Tuition Fee Loan and a Maintenance Loan from Student Finance England.

Whether you qualify for student finance depends on:

  • your course
  • if you’ve studied a higher education course before
  • your age
  • your nationality or residency status

Check if you qualify for student finance here:

Students need to meet certain residency criteria in order to be eligible for financial support from SFE:

  • Settled status –Can live in the UK without any Home Office restriction
  • Ordinarily resident in England on the first day of the first academic year of their course
  • Been living in the UK for the three years immediately prior to this date (UK ‘Home’, EUSS Settled status and RoW students)
  • Tuition Fee Loan support only for European Union (EU) students, who have been awarded EUSS Pre-Settled status*

*Must have lived in the UK, Gibraltar, EEA or Switzerland for three years prior to the first day of the first academic year of the course.


Luton campus & other campuses
Level 2, Campus Centre
Luton campus

24/7 SiD Online (student login)


Student Information Desk


Student Information Desk (SiD)

0300 300 0042

Our phone lines are open:

  • Monday - Thursday
    9:00 – 17:00
  • Friday
    9:00 – 16.30