Money Matters

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Student Finance England – 2022/23 Applications

It’s not too late to apply

The deadline for new full-time undergraduate student finance applications has now passed, but it’s not too late to apply. Students who apply after the deadline may not receive the full amount they’re entitled to right away. SFE will try and ensure students have some funding in place at the start of their course.

Students can apply even if they do not yet have a confirmed place at university or college. They can use the details of their preferred course and change this information later if they need to.

Postgraduate and part-time undergraduate student finance applications opened on 28th June 2021. SFE information

New full time students should follow the guidance on

New resources available

SFE have created new resources aimed at helping students and sponsors resolve common Student Finance England (SFE) queries. These also help students use their online accounts to manage and track their applications without having to call us.

A ‘How To’ guidance page on GOV.UK includes essential messages on topics such as checking the status of an application, providing evidence, changing application details and resetting passwords.

To help illustrate these messages, SFE have created a range of short tutorial films. These form part of the ‘How To’ guidance but are also available to access either through the SFE Campaign Page or as a stand-alone playlist on the SFE YouTube channel. SFE will be publishing more tutorials soon, so please encourage students to keep an eye out on our social media channels.

Sharing these resource can help educate students to ensure they get their student finance right first time.

Student loan interest rates capped

A rise in the rate of RPI meant student loan borrowers faced a potential 12% interest rate in September. The government has capped interest rates at a maximum of 7.3% to protect graduates.

The interest rate on student loans does not affect monthly repayments. These will not increase for students as repayments are linked to income, not interest rates. More information is available on GOV.UK

Students in Clearing

Students should apply now to ensure funding is received as close to term start as possible. Even if you are not certain what course you will be doing, it is best to apply now and update the online application later if needed.

SFE have produced a new guide to help students who are applying during Clearing. This contains useful resources including steps to take to ensure SFE can process applications quickly.

Students who have already applied for funding do not need to take any action unless:

  • SFE ask them to provide evidence
  • your university, college or course details change

If asked for evidence, please provide as soon as possible. If details change, update them on your online account.

Students should use the SFE online account to keep track of applications and view application status.

The EU Settlement Scheme closed on 30th June 2021

All EU, EEA and Swiss nationals should have applied to the EU Settlement Scheme (EUSS) to be granted either settled or pre-settled status. This will ensure that they satisfy the legal requirement to remain in the UK after 30 June 2021.

From the academic year 2021/22 onwards, SFE will ask new students for evidence of status. Prospective students need to provide a valid EUSS share code as part of their eligibility assessment. This evidence now forms part of students' underlying eligibility to access student support.

SFE are unable to release any tuition or maintenance funds until confirmation of EUSS status. More information about EUSS

NHS Learning Support Fund for 2021/22 opened 1st June 2021

Students should use their online account to keep track of their applications and view their application status.

Students do not need to apply until receiving an email invitation from NHSBSA Student Services team advising to do so.

New students due to begin a course in September or October should register and apply for NHS LSF from 1 June 2021. NHS LSF guide to applying

Further information on NHS LSF

Welcome 2022/23 - Money Saving Tips

Best Student Tips

  • Don't shop on an empty stomach
  • Eat at home - no eating out
  • Buy a water bottle
  • Use your leftovers
  • Share 'BOGOF' offers

Council Tax Rebate

Following recent publicity in the national news regarding the paying of £150 council tax rebates, please note that students may still be entitled to the rebate even if they aren’t normally liable for paying council tax.

As per the government’s guidance on the eligibility for rebates, “Households are eligible where, on 1 April 2022, they are liable for council tax on a property which is in council tax bands A-D and which they live in as their main home. Where the occupants of a property in bands A - D are exempt from council tax on 1 April 2022, they will also be eligible if the property falls in one of the following classes of exemption: Class N (occupied only by students)".

Most students who will be eligible for the rebate are unlikely to have a direct debit set up with their local council; therefore, the council will contact these students and invite them to make a claim. Claims for the rebate can be processed up until 30 September 2022.



Luton campus & other campuses
Level 2, Campus Centre
Luton campus

24/7 SiD Online (student login)


Student Information Desk


Student Information Desk (SiD)

0300 300 0042

Our phone lines are open:

  • Monday - Thursday
    9:00 – 17:00
  • Friday
    9:00 – 16.30

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